Mild Rants

  Does anybody know what  "bcbs status" "not paid" means?  We logged into the Blue Cross Blue Shield Texas Claims center to see if we had been paid for an international claim.  Under the Claim Detail Section along with our Group Number and ID number, we got what appears to be some bad news rejecting the claim. However when we reviewed the FAQ(Frequently Asked Questions) "not paid" means something more like "in progress" or processing.  Has anybody else had a similar experience they could share?  We spent almost $2500 out of pocket in Thailand for stress test, chest xrays, eye, ear exams, prostate antigen screening test, bloodwork and a value added consultation with a cardiologist. We heard that BCBS is great about honoring medical care claims in foreign countries!!  Fingers Crossed  BTW $2500 out of pocket in Bangkok must less expensive than the train wreck called health care in United States of America.

 There is no doubt Nicodemus Miller voted for Joe Biden. Nick exploited the COVID "do not have to pay rent laws" not paying his $4500 monthly rental for almost two years. Nicky is a spoiled NYC guy with no sense of personal responsibility, ethics, or accountability. Either Nicky boy or his friend called the home owner's wife a Whore on national TV when home owner asked why they were throwing expensive parties and ordering multiple high end Flat Screen TVs. There were some unsubstantiated reports of late orgies and primal screams of ecstasy or pain The home owners of 440 Philip Ave in Staten Island shockingly do not appear to have many legal remedies  including filing eviction notices to this scum of the earth lowlife squatter.  The beautiful justice here is that Mr Miller will become well known due to his unique name and the fact that future employers or anybody in the world will know that he is an immoral scofflaw who will have this in him public record until h...

 Marianne Bonner wrote an article titled 10 signs that an Insurance agent is being dishonest with you. I think Mrs Bonner wasted way too much time composing her writing! Why?  The only sign required to establish dishonesty here is the individual chose to be an insurance agent. Car Salesmen fall into the same category and in many cases Real Estate agents. A common practice among insurance brokers is to add unnecessary coverages not requested by client. This tactic is more common when they are dealing with the elderly, much like the massive class action suit that was filed against Vivint home security corporation for ripping off old people in Artesia, Carlsbad, Roswell, and Hobbs New Mexico.  Patrick Wraight writes illuminatingly about the perils of trusting health insurance policies. We only really know what the carrier will pay after we are stricken with the appendicitis or the excruciatingly painful kidney or gall bladder stones.    

 My relatives at family reunions all believe that insurance agents do what they do because they have proven they are not any good at other professions. I believe that claim is probably true about Allen Sturtevant who is an Allstate insurance agency owner out of Albuquerque, New Mexico. Allen sent us an inflated Homeowners Quote of around $1500 on a home that we insured for less than $1000 last year. Mr Sturtevant is  proud of his computer program that reads through public information files from appraisal districts all over the Land of Enchantment and sends out tens of thousands of mail box cluttering unwanted snail mail solicitations.  Texas watchdog Dave Lieber writes about the illegality of appraisal districts hiding market values of homes in ones proximity to mask the true taxable value of ones domicile. This makes it easier for unscrupulous insurance salesmen to charge unfair annual premiums since property owners are left in the dark about the true value of their...

 One Main Financial Branch Manager Kristi Lueras has some new competition for super high interest rate loans with hefty origination fees. Roswell  native Heather Carrillo appears to be the head honcho of New Mexico Credit Corporation. Heather paid for a newspaper ad which did NOT disclose the interest rate which probably means it is at a usury level. Usury is a polite term for gouge.  While NMCC is not a payday loan business which sometimes have APR of 400%. Yes, you pay back in interest 4 times what you borrow!!!!! Carrillo's fees, charges, and rates must be sky high or she would have put more reasonable/fair rates in the advertisement that appeared in the RDR.   If you apply online or in person, please find out how bad your will be ripped off before signing on the dotted line. Do not use your pay stub as collateral or your car title. YOU ARE BETTER OFF GOING HUNGRY rather than burying yourself in insurmountable debt! Read the negative review put up by Ad...

 Research estimates as much as 58% of students have cheated while in medical school. Also any estimate of cheating is likely underestimated for simple reason cheaters are also liars when it comes polls or surveys. Read the findings of Kenneth D. Royal for more depth and breadth on this disturbing truth.  So the next time you shake your doctor's hand, that same hand was once covered with crib notes for a midterm human physiology exam. The snail mail advertisement you see was sent by Naishadh A. Mankad, MD who used to practice medicine in Hobbs, NM USA. Doctor Mankad promises to deliver high-quality medical attention and a lotta love and compassion at Lovelace Health Care Center in Roswell, New Mexico.  Lovelace Regional tried to rip us off bad a few months ago when my daughter went in for some GP referral  Echography on her kidneys. The referring doctor told us Lovelace would not ask for any out of pocket money AND that our BCBS would be billed for the diagn...

 Dear Matthew Radulski,  The problem with that unique Polish surname of yours is that you are easy to follow with Google.  The article you wrote about John Travolta leaving the ripoff/destroy families Church of Scientology will sully and irreversibly ruin any writing career to which you may aspire. I DID NOT click on any of your ads in article you penned at Gossip.com which was supposedly an attempt to refute the claims Disco King's wife Kelly Preston has passed away prompting Travolta to leave L. Ron Hubbard's bastard of a religion.  So no ad revenue for you or your tabloid employer Matt. I am guessing the Paparazzi predator who was chasing Lady Di prior to her fatal high speed crash is your role model!!! Read Alyssa Bailey. Maybe your are young enough to turn your life around and stop selling whatever remnants of your soul that remain!!!!!

 It is common knowledge around the World that health care in the United States is grossly unfair and predatory. Many Americans are now FORCED to work well beyond their planned retirement to make ends meet regarding exorbitant bills from low quality surgeons and doctors. We received this bill from High Plains Radiological Association(HPRA) in Amarillo,Texas. It was impossible to figure out where they came up with the $45 balance due if you examine the payments/adjustments amount in the itemization.Moreover a patient has no way of knowing what any medical procedure costs these days forcing us to all just trust the greedy physicians and insurance companies.  It gets worse. The Echography and X-rays were done at a Lovelace Regional in New Mexico and we get a friggin bill from Texas location 60 days later!!! You would think a town the size of Santa Fe would have the resources to not have send it to Amarillo to be interpreted!!!!!! kristi howe,tina pfeifer,Aaron Floyd,Sierra Da...

Something has been bothering me for some time concerning the legal affairs of my parents.  We can start with a definition to make matters a little more clear: A probate lawyer is a state licensed attorney who "helps"  the executors and the beneficiaries of an estate to settle the affairs of the decedent including how much money and property is split up between quarreling heirs. . Back to what is pissing me off. Why do attorneys make so much money off of people dying? Real Estate agent Vivian Black has written thoughtfully about this controversial topic.  We have been stuck in Roswell,NM much longer than intended due to COVID and pressing family matters. Our time here makes us well aware of tending to the legal disposition of our aging parent's estate which almost always involves a probate attorney.  We naturally tried to acquaint ourselves with these legal fees not expecting the cost of retaining a probate lawyer to be even worse than the ridiculously high price...

The Radio host asked the man if he had ever asked the woman to show him her pussy when they were dating online. At stake was ten thousand US Dollars he had used to build/repair a house in Isabela. Cabaccan was the Philippine woman who had accepted the Cayman Island Man's money to start building a home for her family while she was out of the country working in Singapore.  The man they call Idol wasn't being as crass and rude as it may sound when asking about the guy wanting to see the OFW's puki.  The de facto TV personality judge Raffy Tulfo was trying to determine if it was abusive or an act of intimacy related to sexting..Both parties can get their sexual releases taken care of without fear of Sexually Transmitted Disease STD or transmission of COVID!  It is very clear to this Canadian that Emelyn was using the guy to help support her family with no intention of ever meeting him in person. Moreover Emelyn's sister was not trustworthy aiding and abetting the scam to...

What is with these realtors stroking themselves for charging you 7% to sell YOUR OWN HOUSE ? I was reading the Carlsbad New Mexico newspaper about a guy  named Ramsie Hernandez  who was honored by Chaves County  Realtor's Association as Rookie of the Year. Love Mom and Dad. I would love him too if my social security check was not getting it done in retirement!! Also a  man in Roswell resigned his position at the airport to become a real estate agent. Do you realize if lovable Ramsie sells your $300,000 home that he makes TWENTY ONE THOUSAND DOLLARS!   That is more than janitors with experience make at Carlsbad High School!   There is a beautiful home at 304 N Mesquite St which is for sale by owner. I am sure the homeowner knows you can make arrangements with title company YOURSELF! Giving away a ton a money for realtor fees is rapidly becoming a thing of the past!  It is NOT that difficult to draft  your own purchase agreement Be sure ...

Realtors are prostitutes that just work at a slightly slower pace with sexual favors usually not part of the negotiations.  Car salesmen work faster than both! First thing I wanted to know when I got this email solicitation for a 2.5% fixed rate mortgage was whether is would be OK to have breast intercourse with the bra less washed up actress reduced to doing real estate advertisements.   The ad you see says no hidden fees or points, but that was I lie when I called them and they said it would cost me about $4500 to refi in order to save $80 a month on my mortgage payment! NO THANKS and click! We checked with Michele Lerner who was a ton of help as far as avoiding Re Finance Scams and Rip offs. My Ex Wife also got a lot of assistance from Rebecca Lake who had even better tits than what you see in the pic!

Read an ad in the Hobbs NM newspaper that had a marketing slogan I had never seen. A realtor named Pattison came up  with the original shill SOMETIMES YOU JUST HAVE TO SELL !   Look at the advertisement below to see the old dilapidated haunted house the agent used to humorously get her point across. What is actually more spooky is the fact that COVID-19 is forcing some people to sell their beloved homes when they don't want to!  And the realtors, like a vulture smelling dead flesh, swoop in. I do wonder why she would say I AM NOT NUMBER ONE, YOU ARE!     Are the people in Artesia, Carlsbad, and Roswell actually stupid enough to be flattered by such deceit. Did she think she was number one until she became a real estate agent? Let me tell you what a realtor's NUMBER ONE is. It is 7% of your home's sell price, so Cheryle  would make a cool 14 thousand dollars on your $200,000 home. The fee may be 6%, but that is more than anybody deserves for selling Y...

I first want to apologize to the real Kelly Garlin who is probably honest and works hard for his/her money. Somebody may have stole your good name as a front to try and sell bogus home owner's insurance policies. Somebody with this email address, k.garlin@mortgagehelp.site, sent us the following unwanted solicitation stating she could save us $567 on our annual homeowner's insurance. So Kelly, please quit sending out spam email as you are very traceable. I know COVID has made many of  quite desperate to eke out a living, but I will take legal action if you continue to harass via email!! I found multiple Kelly Garlin:  A registered democrat from from Derby, Connecticut USA Jasmin Kelly Garlin from Brussels Belgium  Saint Adairsville, Georgia Search Results Web results Info Found for 4006 79Th St W Bradenton, FLwww.cyberbackgroundchecks.com › address › bradenton 3430 Bimini St UNIT B, Sarasota, FL 34239 7405 [Sarasota County]. [38] more... Other observed names. | Kelly...

A woman from Tularosa New Mexico refused medical care from EMT professionals after T-boning and killing a Roswell woman at the intersection of  Sunset and Relief Route. I am guessing the lady had heard about the extremely high and unfair bills you get from both Hospital's in Alien City. Fred Nathan wrote specifically about the despicable ordeal experienced by Gene Cavallo regarding unexpected and unreadable medical bills from Hospitals.  The deceased  had properly stopped at four way stop sign and  then was struck on the passenger side by the east bound  2017 Toyota Tundra. The reason driver ignored the stop sign is still being investigated.  Albuquerque Family Practice Dr. Jim Tryon also denounces the wild variation in the exorbitant prices charged for medical care, while pointing out that hospitals will never tell patients in advance the price for treatments and surgeries. This is why many of us JUST DON'T PAY THE SCUMBAGS!!

Picked 5 pounds of dark red delectable cherries at the Cadwallader orchard in Cloudcroft New Mexico on June 12. They were so busy, an employee turned us away at the gate. He let us in after we told him we had driven all the way from Midland, Texas. They have a section of trees for Cherry Pies only. $4 per pound. They recommend to leave the stems on to minimize spoilage of the Gout treating home remedies. My cousin says is just because stems have weight too which you will be  paying for! One of the old ladies functioning(barely) as a cashier was rude when I asked why they do not TAKE CREDIT CARDS .  They are cash only AND KEEP THE CHANGE. Our price for the 5 pounds was $18.75. We tendered a 20 dollar bill and the old tobacco chewing biddy gave us ONLY o ne dollar as change, shorting us a quarter. Advice to the owner of Cadwallader: If you are gonna be one of those tightwads who don't provide the convenient service of allowing your life sustaining patrons to purchase with ...

Would anybody reading this have had business relations with one B. Gallagher employed by the consolidation loan entity that calls themselves Polk Partners. Mr Gallagher signed his highly esteemed name to a check made out to me valued at $40,500 When I called Polk Partners, the individual who answered for customer service did not know B. Gallagher, who anonymously chose the initial B. to conceal the name Bob, Billy, Burt, Bert, Ben, ButtHead, Bip, Barnard, Brandon, Bart, Brian, etc. So when their Funds Distribution Center Rep was of no assistance, none other than Mac Venucci, who is a columnist for Fox Chronicle, replied to an email  indicating a less than favorable review of Polk Partners . The freelance investigative reporter, residing in Barcelona, Spain, specializes in uncovering lenders practicing usury and other illicit deceptive marketing schemes.  His career in investigative journalism has taken the good looking Italian to Russia, France, Italy, and Hong Kong....

Dear Clarence O'Berry, I read online that you are an entrepreneur who builds businesses and an investor in diverse business and business initiatives.  You also like to pushes boundaries. By that do you mean sending official looking snail mail with FAKE CHECKS ($35,000 see below pic) that are really nothing more than high interest rate loans designed to bankrupt anyone foolish enough to fall for your ploy? Is this what you mean by innovative thinking? I guess so if that means financially exploiting alcoholic native Americans who have maxed out all their credit cards and cannot even qualify for a payday loan since they don't earn a paycheck to back a loan that has around a 400% annual interest rate. There is a place for your "geographic footprint" where the sun don't shine too brightly Mr O'Berry. I would expect the Chief Marketing Officer of Lyle Advisors to be more "innovative and creative" than mass mailing FAKE CHECKS(Document has a color...

I wanted to reach out and see if anybody else was having issues with IRS Turbo Tax Filing program. I had heard from some colleagues in the breakroom at work that Turbo had settled some type of class action lawsuit because they are obligated to allow individuals and families with certain filing statuses to file FOR FREE. The screen shot you see here is a login security screen where Intuit or Turbo I guess is supposed to send us a 6 digit security code via a cell phone text. So we never got that security code!!! Tried multiple times. Maybe they can't handle the volume now that they have been ordered by Federal court to MAKE GOOD with all the customers they overcharged last tax season?! It did say on login screen that it might take a moment to send the code, BUT AFTER 2 MINUTES STILL NADA!!! Leslie Albrecht can provide you with more detail regarding the lawsuit outcome and overall nature of the litigation.  Irina Ivanova indicates it was a predatory practice against low ...

YOUTube icon  Katie Fisk published some work catching a bird in the act of stealing a fortune cookie. So, of course, birds do not adhere to the same moral code as humans and cannot be faulted for acquiring sustenance by grabbing it and flying off. The same cannot be said for the overweight blonde woman you see in the picture below. The Asian waitress passing by the fortune cookie thieves seems to be aware that the lady and her daughter are stuffing the cookies into the right pocket of the blue jacket she is donning. So what does this say about the fortunes of one who rips off fortune cookies in this Thai food Roswell,NM restaurant?