Mild Rants

Newspapers are important, but they are also a source of a great deal of deception and misinformation. An example are the newspaper ads in Albuquerque, NM promoting the services of Lynette N. Turpen. Not everything is fully disclosed until you actually sit down at the table to close after your heart is set on that dream home. Lenders have a way of squeezing every last drop out of you since they know you want that house come hell or high water! Amy Lignor wrote that Janette Lucero JP Stone Community Bank mortgage loan originator served her community for 46 years. The VP is leaving town to be a grandmother in some other place. One of my cousins, with a high credit score, applied online at JP Stone for a 15 year Adjustable Rate Mortgage(ARM in financial industry lingo) He graduated in the top 10 per cent of his class at Roswell High and had been at the same job for over 2 years. The FRIENDLY community bank REJECTED his loan application. That don't sound much like faithfully servin...

Who would have ever thought the neologism Cheerlebrity would have any relationship to a town close to Trinidad or Kerens Texas? Talented athletes/dancers/gymnasts  like flyer Jade Withrow and a young Black man named Marshall have created almost cult like status cheerleading for the Beauregard led Dawgs of a junior college in Corsicana! Marshall is a book all by himself. His stunts and extemporaneous cheers are "over the top" according to red hot coach Aldama. He gave up a promising, potential NFL career, to fire up the student body at multiple sporting events. I admire Marshall for NOT submitting to being Humble. The man realizes there is not a damn thing wrong with exhibiting confidence, distinguishing between the terms cocky and affably confident. Smart dude! HOWEVER , being labeled as a celebrity for your cheering attributes is not healthy for American culture. A sexy blonde even stated JC cheerleading does NOT prepare one for cheerleading positions in the NFL! S...

Before we get started here, If you are a credit card Deadbeat that is a GOOD THING!! Gosh, I would love to hear what Julia Kagan thought about this latest gimmick promoted by American Express called Plan It which apparently is copyrighted by the credit card behemoth. According to industry parlance, a Deadbeat is an informal, rather rude, term for customer who pays off his or her balance in full and on time every month, avoiding the burden to pay off interest that would have accrued on their accounts. Note Deadbeats also do not get saddled with late fees! So, I am trying to figure out what this Plan It thing is. Amex markets it by calling it a way to "Create a plan for life's big moments", but it sounds like PAYMENT SYSTEM WITHIN ANOTHER PAYMENT SYSTEM. There is no additional interest charges, but a fixed fee for each one of these Plans you Build for charges you may not be able to financially handle in a particular billing cycle. A common example, would be someone...

A Black medical student has obviously been lost in space for the last 3 or 4 years. Russell Ledet didn't seem to be aware that respect for Doctors has declined significantly during this period. Ledet organized a photo op of around 12 black medical students attired in the once respected iconic doctor image of white coats while assembling at the former slave housing of  a Cajun plantation.  Ledet then arrogantly declared that his group of in medical school debt Negros "are our ancestors' wildest dreams". Would his admiring slave ancestors have known how many people cheat their way through Med School or do not even know what the units of a blood pressure reading are? The majority of physicians these days are prostitutes to blood tests and insurance companies. They do NOT do any real "doctoring". They are mere legal drug pushers with no more intelligence than a custodian or skilled laborer. Ledet's own commentary in NBC interview was not articulate or ...

RoseMary Anderson, of Watsonville, California borrowed $64,000 to pay for her education  in her 30s, as she worked toward her undergraduate and graduate degrees. She bought a house that she could not afford and accumulated massive credit card debt.  Due to her choice to lead a lifestyle that she could not afford, she hasn't been able to make a student loan payment in eight years. The amount she now owes has almost doubled to $126,000.  Anderson declares  "I find it very ironic that I incurred this debt as a way to improve my life, and yet I still sit here today because the debt has become my undoing,"  Let me rephrase this for the debtor, now 57. "I still sit here today because MY CHOICE to incur debt has made my life miserable". Anderson would prefer the government relieve her of all student loan debt and have hard working taxpayers pay her way through school. She should have to endure the worry of the federal government reducing her social securi...