Farmers, Insurance, and their Trucks
All conscientious citizens are aware of the crucial role farmers play in their well being. A scarcity of farmers means food shortages and higher prices to get sustenance imported from other regions or countries.
I don't know of a farmer that does not rely heavily on his pick up truck which leads to the corpus of this rant. It involves a hard working United States farmer who has never had any traffic tickets and has faithfully paid his insurance premiums on time every month of every year for the last 11 years! What follows is the farmer's account of the struggles he met trying to insure a used truck he paid cash for:
This day started off great. Found me a truck,and paid cash for it.
Went to the title department. Then on to get my tags. every thing went smooth.
I said to myself, all that's needed now is to get it insured at State Farm. Might mention here I have been a customer for over 30 years.
Have a 92 Ford Crown Victoria Full coverage for 6 months $158.00 at State Farm
Have a 2005 Toyota Matrix car. Full coverage for 6 months. $240.32 at State Farm
Bought a 1995 Toyota(Truck). For full coverage, State Farm wanted
$346.00 for 6 months! That just don't make since. By comparing the years.
I think what the poor farmer did not recognize is that insurance premiums have appreciated much more than they did in the decade of the 90's AND despite his flawless driving record and 30 consecutive years as their customer, his premiums have gone sky high through no fault of his own!
The sad truth is that the good drivers pay for the wrecks and careless driving habits of others. I think some of the insurance companies reward drivers with good driving records so I am not sure why this guy got shafted on his premiums?
I don't know of a farmer that does not rely heavily on his pick up truck which leads to the corpus of this rant. It involves a hard working United States farmer who has never had any traffic tickets and has faithfully paid his insurance premiums on time every month of every year for the last 11 years! What follows is the farmer's account of the struggles he met trying to insure a used truck he paid cash for:
This day started off great. Found me a truck,and paid cash for it.
Went to the title department. Then on to get my tags. every thing went smooth.
I said to myself, all that's needed now is to get it insured at State Farm. Might mention here I have been a customer for over 30 years.
Have a 92 Ford Crown Victoria Full coverage for 6 months $158.00 at State Farm
Have a 2005 Toyota Matrix car. Full coverage for 6 months. $240.32 at State Farm
Bought a 1995 Toyota(Truck). For full coverage, State Farm wanted
$346.00 for 6 months! That just don't make since. By comparing the years.
I think what the poor farmer did not recognize is that insurance premiums have appreciated much more than they did in the decade of the 90's AND despite his flawless driving record and 30 consecutive years as their customer, his premiums have gone sky high through no fault of his own!
The sad truth is that the good drivers pay for the wrecks and careless driving habits of others. I think some of the insurance companies reward drivers with good driving records so I am not sure why this guy got shafted on his premiums?
Comments
Post a Comment