Is this Bank promotion really worth it?

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How would most consumers react to the following quote from a well known brick and mortar bank?

Open your new Everyday Checking account, complete a few steps, and you could qualify for a $400 bonus.

I don't know about the rest of the folks who read the same Wells Fargo promotional quote, but could does not cut it! This southerner would prefer stronger language like guaranteed or will in lieu of the sleazy could 

The most imposing condition in terms set by Wells Fargo is: Within 150 days of the account opening,  account holder must wire at least three consecutive monthly direct deposits of $3,000 each month. Also when you have sent them $9000 worth of paychecks, pension or social security payments, then you still have to wait 45 days for your measly 400 dollar bonus!



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