Online Bank Marketing Gimmick.

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Did anybody else open up a Citi Accelerate 1.85% Savings Account which, at the time, beat the 1.70% American Express Bank personal high yield saving account?

We did and and Citi Accelerate dropped back down to 1.70% yield, so we transferred every penny back to Amex Bank! Not sure if this was just a ploy to get our business, but it did not work because Amex Bank app is much simpler to use and is never down like the Citi Bank App is occasionally.

Just for the record Citi Accelerate did a high profile promotion on how their rate was higher than Amex Bank to get new customers to sign up, AND then lowered it to Amex interest rate the minute you opened Citi Accelerate account!!!

I wish I had read the 2 star review by Christina Majaski before we opened Citi Accelerate account because you will get slammed by fees unless you keep a minimum balance of $500.

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