Juggling Home mortgage processors

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We keep getting loan offers based on our current lender's desperate desire to profit from a high interest rate home equity loan. We took out a 4% 30 year mortgage from Pioneer Bank in Hobbs, New Mexico USA around 10 years ago. We never were late on a payment AND they decided to abandon our mortgage, apparently, because we would never apply for a home equity loan from them!

We had built up about 40 thousand dollars in equity and they wanted to screw us with a 5% loan for home improvement projects which we DID NOT NEED. We ignored all their snail mail solicitations and they abruptly DROPPED OUR loan by transferring it to Lakeview Loan Servicing, LLC. This outfit was in Pennsylvania.....maybe Philadelphia also located in the United States of America.

They did not make it easy for us to transfer from the bank in Hobbs, but when we finally figured it out, then the blood suckers started sending us the same home equity loan offers as Pioneer Bank had done. We did not take the bait and  Lakeview Loan Servicing, LLC dropped us after only 5 months!!

We are with a mortgage processor who seems more stable and just wanted to warn you about banks who will drop you like a hot potato if you do not go DEEPER INTO DEBT with them!!!! We have had much better luck doing 0%APR and 0% credit card balance transfer fees which cuts the scummy brick and mortar banks right out of the loop!

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