What does Home Protector Plus Mean in Insurance Parlance?

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 Just reviewed a Liberty Mutual Homeowners Insurance personalized quote. The quote for the new annual premium  increased by almost $100, even though we have not filed a single claim in the 10 year life of our detached home!

While I was on the phone twiddling my thumbs with GEICO customer service rep for around 30 minutes, I noticed the Total Standard Policy with HomeProtector plus TM(Trademark) on premium statement.(See above screen shot of Liberty Mutual Statement).

When I asked the agent what this trademarked feature was, she had no idea what Home Protector PLUS was or how it added any protection or value to Hazard Insurance policy. Does anybody know anything about this?


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